Expat Buy-to-Let Remortgage- USA Residents
Client A British couple who moved from Surrey to Boston nine years ago. Their two children have since settled into American life, progressing through US schools and now universities. Before relocating, the couple owned a three-bed family home in Surrey, which they kept and rented out after moving abroad. Background When they first left the […]
Expat Client Holiday-Let Purchase – Hong Kong Resident
Client Our client is a UK expat living in Hong Kong, earning in HKD with a strong employment record. No active UK credit facilities and no current UK mortgage. Requirement Purchase of a £450,000 holiday-let property in England.Client contribution: 35% deposit (£157,500).Required borrowing: £292,500 (65% LTV). Challenges Work We analysed lenders with: We prepared a […]
Expat Purchase of Buy-to-Let by an Expat in an EEA country
Client Our client lives in the Czech Republic. He has been living there circa 13 years where he is employed full time managing a school and also owns his residential property in the Czech Republic. In addition, the client owns another residential property in the UK which has no mortgage on it. The client earns […]
Residential Purchase – USA Citizen
The Clients: The clients were a married couple who had recently moved back to the UK to reside full time. The first applicant was British born, with the other being a USA Citizen on a visa to reside in the UK. They were looking to purchase a residential home for themselves and their family. The […]
Expat Residential Purchase – Returning from Spain
The Client: Our clients were UK expats living in Spain for several years. They owned a portfolio of Buy-to-Let properties in the UK. The Husband was employed with an international company and his Wife was predominately a housewife. Due to family ties back in the UK wife and the children were looking to move back […]
Expat Buy-to-Let Product Transfer – Australian Residents
The Client: The clients were a married British couple who emigrated to live in Australia a few years ago. The client had secured jobs as a GP and a local government officer and had since welcomed a child into the world since relocating. The clients’ owned a Buy-to-let property in the UK which was coming […]
Bridging Finance Exit – mixed use pub with 6 flats – Foreign Nationals
The Client: The application was put through in joint names for two Foreign Nationals. Both clients resided in the UK on working visas. The Scenario: The applicants had previously purchased a mixed-use pub/residential property on a Bridging loan. They had refurbed it and brought it up to a high spec. Pubs are difficult to finance […]
Expat Residential Purchase with Foreign Currency Income
The Client: Our clients were both expats – husband and wife couple. The husband was the sole earner, and on a very good income. The difficulty arose with the currency he was paid in – as he was working for a Saudi company and therefore paid in Dirhams, even though he was a UK resident. […]
Expat Limited Company Portfolio Buy to Let Remortgages
The Client: The client had a large portfolio of 17 properties. The properties were of mixed ownership comprising of personal name, Limited Company with his wife and Limited Company with his sister. Clients’ sister lives in Australia and although a Shareholder of the Limited Company, not an active Director. The Scenario: Two of the properties […]
Expat Residential for family member in UK purchase – Angolian Resident
The Client: The client is a British expat who lives and works in Angola. She is on a fixed term contract for 3 years and has a good income with no bad credit. The Scenario: The client was looking to purchase a second residential property in the UK for her Mother, who currently resides in […]
Expat Buy to Let Remortgage – Australian Resident
The ClientA UK National who had relocated to Australia 4 Years ago. They were existing homeowners and had secured full time employment since moving overseas. They were seeking a UK Mortgage for Expat Living in Australia. The ScenarioThe client was wanting to remortgage their former residential address in the UK onto an Expat Buy to […]
Expat First Time Buyer with Adverse Credit – UAE Residents
The ClientThe clients are both Expats currently based in the UAE, working full time and looking to purchase their first home back in the UK in which they would reside in for 1/3 of the Year. The ScenarioFollowing our free assessment of their current personal and financial circumstances, it was made clear one of the […]
Expat Buy to Let Mortgage – Thailand Residents
The ClientOur client is an Expat and Teacher who has been working in Thailand for more than 6 years for a company based in the UK. Their husband works for a major holiday booking company and has been working with them for more than 5 years. After an initial conversation, looking at their criteria and […]
Expat Residential Mortgage – Japanese Residents
The Client: Our client is an expat working as a Sales Director and living in Hong Kong until recently when he moved to Japan. The client works for a UK based multi-national company and earns good income with most of his overseas expenses also being paid by the company. The Scenario: The Client was seeking […]
Expat Remortgage with Adverse Credit – Canadian Resident
The Client: Our expat client lives in Canada and has a residential property in the UK that she has been renting out since she left the country in 2016. As a UK-born resident, the client moved to Singapore initially and then on to Canada to live. The property is currently on shared ownership with the […]
Expat Buy-to-Let Purchase – USA Residents
The Client: Our clients are British Expats currently living in the US and looking to purchase a flat on a Buy-to-Let basis in London. The client came to us having previously instructed another Mortgage Broker for the same application, as the other broker was moving at a too slow a pace. This caused the vendor […]
Expat Remortgage with Capital Raise – Vietnam Resident
The case study below shows a case for an expat mortgage and how we were able to assist them with their finance needs. In this particular case the client was a resident of Vietnam and had an existing portfolio of 3 properties and was looking to capital raise on an unencumbered property to fund the […]
Foreign National Portfolio Remortgage – US Resident
Our client was a British Expat living in the USA who submitted an enquiry to refinance one of their buy to let portfolios, in this case a 2 flat multi-unit block on one freehold. The client had bought the property for cash and was looking to release the equity in the property to fund further […]