Foreign Buyers

If you move to Australia, you can still be a landlord in the UK. If you own a buy-to-let property in the UK, your tax responsibilities change. This can also change the loans you can get and the money you make. If you want to get a UK BTL Mortgage from Australia, it helps to […]

Many people who are based overseas dream of buying property in the UK, and this includes expats. Investing in property in the UK can be very lucrative, and there is a chance to make a significant profit if you buy a quality home in a good area. You might also want to buy property in […]

Unlock the secrets of expat buy-to-let mortgages and discover how rental income impacts your application! In this informative video, we break down the essential factors that expats need to consider when applying for a buy-to-let mortgage in the UK. Learn how rental income can strengthen your application, the importance of having a solid rental strategy, […]

Brexit brought far-reaching changes for British expats across financial planning, including the property market and mortgage availability. Now that the UK has left the European Union, expatriates face new pressures when trying to secure an expat residential mortgage. Changes to UK regulation, lender criteria and interest rates have reshaped how overseas buyers approach UK property. […]

The UK property market offers exciting opportunities for expats looking to invest. Cities across the country are attracting international buyers with their strong economic growth, cultural appeal, and promising returns. Birmingham, Manchester, Leeds, Sheffield, and Edinburgh stand out as top choices for expat property investment in 2025. These cities boast growing populations, thriving job markets, […]

Buying property in the UK from Australia can be an exciting venture, but it comes with unique challenges. One of the biggest hurdles is dealing with currency exchange rates. The value of the Australian dollar compared to the British pound can change quickly, affecting the cost of your UK property purchase. Smart currency management can […]

Buying property in the UK as an Australian resident can be an exciting opportunity. Many Aussies look to invest in British real estate or secure a home for future plans. While it’s possible to get a UK mortgage as an Australian, there are some key things to know. UK lenders have special rules for foreign […]

Getting Your Money Into the UK Safely and Cost-Effectively Buying property in the UK from overseas eventually comes down to one moment: a large amount of money has to arrive in a sterling account, cleared and sitting with your solicitor. How you get it there, and who you trust to handle it, affects the final […]

Essential Steps and Considerations Securing a mortgage in the UK as an expat can seem daunting, but it is entirely possible with the right knowledge and preparation. Working with a specialist mortgage broker who understands expat needs is crucial. They can help navigate the complexities and find lenders willing to work with individuals living abroad. […]

Volumes are up and interest rates stable in the UK housing market UK-based buy-to-let mortgage broker Offshoreonline has reported its best figures for expat mortgage enquiries in March 2023 since before the pandemic. In fact, volumes are now equalling pre-pandemic levels. “In a very short space of time, the main structural issue with the UK […]

The war in Ukraine and the mini-budget of former Prime Minister Liz Truss last year had caused a jump in interest rates which left domestic buyers struggling. The property market in the United Kingdom is becoming increasingly attractive for foreign buyers, but it is widening the divide between richer homeowners and high-interest mortgage holders. The […]

When the mini-budget tanked the pound to record lows against the dollar, overseas buyers again began circling UK property in increasing numbers. While many overseas investors are better off when buying UK property compared to the start of 2022, the same is not true for domestic buyers who are contending with a number of difficulties […]

There have been a lot of new factors that have impacted the UK property market in recent years, from Brexit and tax changes to the ongoing consequences of the COVID-19 pandemic. For Expats and Foreign Property Investors, the UK still presents some profitable investment opportunities, as long as you are able to find the right […]

In the search for higher returns, UK expat buy-to-let investors need to look beyond the capital to offset the impact of profit-eroding legislation. Buy-to-let UK property has long been seen as a lucrative investment, often used to provide an inheritance for the investor’s children, as a pension alternative, or as an ancillary form of income. […]

Overseas investors significantly contributed to a sharp rise in investment in Scottish commercial property in the first half, according to analysis from Knight Frank. There was a 35% surge in deals to £688 million in the six months to the end of June, against £510m in the same period of 2020 – the height of […]

Mortgage brokers, banks and property market professionals have reported rising interest from foreign buyers and expats looking to snap up homes here in the UK. UK nationals living or working abroad and foreign investors from the US, Canada and East Asian countries are cashing on a weaker pound, a price slump in London’s new-build market […]

Non-UK residents are now required to pay a 2% Stamp Duty Land Tax (SDLT) surcharge, but demand in Central London is unlikely to dampen. UK resident companies that are controlled by non-UK residents may be required to pay, and the surcharge applies to freehold and leasehold purchases and on rents on the grant of a […]

The London boroughs of Westminster, Kensington & Chelsea and Camden are some of the most popular with foreign owners. Pure Property Finance analysed data from the Land Registry on overseas companies that own property in England and Wales. There were 10,938 in the City of Westminster, 5,847 in Kensington and Chelsea, and 2,363 in Camden. […]

With the temporary changes to the stamp duty threshold in place until March 2021, and a 2% surcharge for foreign buyers set to come in from April, now is the time for overseas buyers to invest in UK property, according to Benham and Reeves. The current stamp duty holiday means that foreign buyers are able […]