Overseas Investors

Many people who are based overseas dream of buying property in the UK and these include expats. Investing in property in the UK can be very lucrative and there’s a chance to make a big profit if you buy a quality home in a good area. You might also want to buy property in the […]

Introduction Brexit has brought far-reaching changes for British expats in various aspects of financial planning, including the market for property and mortgage availability. Now that the UK is officially out of the European Union, expatriates have new pressures on how to find an expat residential mortgage UK. The implementation of the UK’s regulatory frameworks, lender […]

Buying property in the UK from the USA can be an exciting venture, but it comes with unique challenges. One of the biggest hurdles is dealing with currency exchange. The UK property market operates in pounds sterling, while American buyers typically hold US dollars. This difference exposes investors to exchange rate risks that can impact […]

The UK property market continues to evolve, presenting both opportunities and challenges for Australian expats. Recent trends show increased office take-up and rising investment volumes across the country. For Australians considering a UK property purchase, buying a primary residence rather than an investment property may be a smart move. Energy prices and the cost of […]

Many expats dream of owning property in the UK. This goal can serve as a smart investment, provide a place to stay during visits, or secure future living arrangements. With careful financial planning, expats can turn this dream into reality. Saving for a UK property purchase requires a clear strategy. Expats should aim to save […]

Expats face unique challenges when choosing a mortgage. The decision between fixed and variable rate mortgages can be tricky. Each option has its own set of advantages and drawbacks. Fixed-rate mortgages offer stability. Your monthly payments stay the same for the entire term. This makes budgeting easier, especially when living abroad. A fixed rate protects […]

The UK property market continues to attract expat investors seeking lucrative opportunities. Cities across the nation offer a range of options for those looking to expand their portfolios and secure their financial future. Top UK cities for expat property investment include Manchester, Liverpool, and Leeds. These urban centres boast strong rental yields, growing populations, and […]

Brexit has reshaped the landscape for British expats owning property or seeking mortgages in the European Union. The UK’s departure from the EU brought significant changes to residency rules and financial regulations. British second home owners in EU countries now face restrictions, limiting their stays to 90 days out of every 180-day period. These new […]

This video details the Benefits to both Expats and Foreign Nationals of investing in the UK Property Market. Did you know that UK Property Values have Increased by an AVERAGE of 5% per Year over the last Decade? High Rental Yields are another Major Benefit, providing a steady stream of Income. The average Return on […]

A Straightforward Guide for Newcomers Moving to the UK as an expat brings many challenges, including the task of establishing a credit history. Your existing credit score doesn’t travel with you across borders, so you’ll need to start fresh. You cannot transfer your credit history directly to the UK, but you can take steps to […]

Navigating the legal aspects of buying property in the UK can be a complex task, especially for expats who are new to the market. Understanding the differences between leasehold and freehold properties is crucial for making informed decisions. Expats need to be aware that each lender has different rules for non-permanent residents. It’s essential to […]

Navigating currency exchange and international payments can be daunting for those looking to purchase property abroad from the UK. Securing a forward contract allows buyers to lock in a favourable exchange rate, making the budgeting process smoother and avoiding market volatility. This is essential for anyone concerned about fluctuating currency rates impacting their overall budget. […]

Essential Tips for Overseas Homebuyers Getting a mortgage as an expat can be tricky, but it’s not impossible. Many UK lenders offer mortgages to British citizens living abroad or those who have recently returned to the country. These loans are often called expat mortgages and are designed for people who want to buy property in […]

Navigating the world of UK mortgages as an expat can be a complex journey. With growing demand for property investments from those living abroad, understanding your options is essential for making informed decisions. The most important step is knowing that UK mortgage options for expats hinge largely on the amount of deposit you can provide […]

A Comprehensive Guide Buying property in the UK with an Expat Mortgage can be a rewarding experience for expats, but it requires careful planning and knowledge of the market. The UK property market is diverse, with prices varying significantly between regions and property types. Detached houses in some areas can cost as much as £458,066, […]

Essential Steps and Considerations Securing a mortgage in the UK as an expat can seem daunting, but it is entirely possible with the right knowledge and preparation. Working with a specialist mortgage broker who understands expat needs is crucial. They can help navigate the complexities and find lenders willing to work with individuals living abroad. […]

Are you currently living in Dubai and considering buying a property in the UK? Seeking a UK mortgage can be a daunting task, especially as an expat. There are many factors to consider, such as currency exchange rates, international credit history, and eligibility criteria. That’s where a specialised expat mortgage broker can make all the […]

The UK property market remains a highly appealing destination for expats and foreign nationals seeking to invest or establish a new home. The United Kingdom has plenty of diverse cities, a thriving economy, and an appealing cultural heritage, the country offers a unique blend of investment potential and lifestyle appeal. This attractive combination presents plenty […]

This week’s spring budget revealed that the current non-dom rules would be changed, so how could this affect people investing in UK property? Contact us today to discuss Expat Mortgages and how we can assist you. In Chancellor Jeremy Hunt’s spring budget, announced on Wednesday this week, one of the big changes he revealed was in the […]

UK house prices rose 2.5% in the year to January, recording the biggest increase since January last year, as lower mortgage rates and fading inflationary pressures led to increased buyer and seller confidence, Halifax has said. Contact us today to discuss Expat Mortgages and how we can assist you. January marked the fourth consecutive monthly rise, with […]

The UK property market has long been a hub for both domestic and international investors, characterized by its resilience and dynamic nature. Recently, a significant development has emerged in the form of mortgage rate cuts, particularly notable with HSBC’s decision to offer rates partly under 4% for the first time since the TRUSS mini budget. […]

UK Housing Market Ripe for Overseas Buy-to-Let Investment With good-value property prices and rental growth exceeding wage growth, UK houses are attracting huge interest from overseas investors. Read on for more information on how this affects buy-to-let property markets in the UK. How Many Chinese Investors Want to Buy UK Property? Chinese investors are getting […]

As we move into the colder months in the UK, energy efficiency starts to become a bigger consideration for tenants. This is not an insignificant consideration, with many tenants still concerned about the rising cost of energy, in addition to high inflation and the rising cost of living more generally. ‘A low energy efficiency rating […]

According to law firm Irwin Mitchell’s latest FDI (Foreign Direct Investment) report, the North West property sector is primed to see significant investment from overseas buyers. Irwin Mitchell has compiled the summer 2023 report in collaboration with leading economic consultancy Cebr. It offers foreign investment analysis and ‘on the ground’ commentary on the UK’s largest […]

Huge Rise in the Number of Rental Households.With fewer young people buying a home, the number of privately rented households has grown by 1.12 million or 29% in the last decade. This is compared to only a 6% increase in the number of households generally. Clearly then, there is a disproportionate rise in the number […]

A shortage of rental homes and huge numbers of renters in the market are combining to create the perfect rental storm for UK Expat Investors. The ‘Perfect Rental Storm’ continues for UK expat and foreign national investors in 2023 as a shortage of rental homes combine with huge numbers in the rental market to make […]

The government is urging all overseas entities who own property in the UK to register at Companies House. The Register of Overseas Entities came into force in August this year and requires all entities in scope to register with Companies House before the deadline of January 31 2023. The registration process involved them declaring the […]

Demand in London property from foreign investors is at “new levels” as they rush to make the most of the weaker pound. The pound steadied in early trading in Asian markets on Tuesday, recovering ground slightly from the record low of 1.0327 against the dollar on Monday morning. Sterling was standing at around $1.08 early […]

Despite measures and additional taxation to curb overseas investors in UK property, the asset class still holds great allure for a number of reasons. On 1 August 2022, a new register of overseas entities was launched in the UK. This means anyone investing in or acquiring property in the UK from abroad will need to […]

‘Visa’ was the most searched term by brokers in April, shows data provided by Legal & General’s SmartrCriteria tool. This is the second month in a row that Visa has topped this chart, with search volumes falling by only 4% on a monthly basis. Visa was also the most searched term overall in 2021 and […]

For years, overseas property investors have concentrated mainly on the London property market. However, this is beginning to change. Indeed, Hong Kong and Saudi Arabia investors saw the potential in the regional markets outside London and have taken advantage of excellent price gains since 2020. For the last 30 years, overseas property investors have pumped […]

Overseas investors significantly contributed to a sharp rise in investment in Scottish commercial property in the first half, according to analysis from Knight Frank. There was a 35% surge in deals to £688 million in the six months to the end of June, against £510m in the same period of 2020 – the height of […]

British homeowners are not the only ones feeling left out of London after a year of sharply rising house prices. Overseas investors from Saudi Arabia to Hong Kong were placing ever-increasing bets on the British regions, building houses there and making huge profits. For three decades, overseas money flowed mainly into the capital, attracted by […]

UK property has long been a ‘safe haven’ for overseas investors, with the market’s robust performance throughout the pandemic highlighting its resilience as an investment asset. Driven by the Stamp Duty holiday, this generous discount has not only benefited UK buyers but acted as an additional incentive for overseas investors. With this in mind, it […]

Despite economic uncertainty, overseas investors continue to flock to UK property for investment. In recent years, the property market has performed particularly strongly. The number of overseas landlords owning property in the UK has reached a five-year high. There are currently 184,000 overseas landlords. This is a 19% rise over the past five years, according […]

The number of overseas landlords owning property in the UK has hit a five-year high of 184,000, marking an increase of 19% over five years. Ludlowthompson says that the rise in the number of overseas landlords shows that Brexit has not been a deterrent for those looking to invest in UK property, as many overseas […]

Some 31% of overseas investors said that real estate and construction would drive UK growth in the future, up from 10% in 2019 – the highest increase of any sector. Real estate and construction is now in the top-three most attractive sectors, behind only digital (seen as driving future UK growth by 50%) and health […]

The London boroughs of Westminster, Kensington & Chelsea and Camden are some of the most popular with foreign owners. Pure Property Finance analysed data from the Land Registry on overseas companies that own property in England and Wales. There were 10,938 in the City of Westminster, 5,847 in Kensington and Chelsea, and 2,363 in Camden. […]

Property experts are banking on a strong end to the year after investment volumes in Scotland rebounded over the summer following a “Covid quarter” wipeout. Investment volumes in the third quarter of 2020, covering July, August and September, reached £477 million, according to property consultant Colliers International’s latest snapshot. That marked the highest quarterly figure […]

The Prime Central London (PCL) property market is the busiest it has been for over five years, according to estate agency Dexters. The firm, which has a larger presence in the heart of the capital than any other agency, reports that the number of sales agreed for properties priced over £2 million between mid-June and […]