{"id":87234,"date":"2023-07-21T12:23:29","date_gmt":"2023-07-21T11:23:29","guid":{"rendered":"https:\/\/expatmortgages-uk.com\/?post_type=case-studies&#038;p=87234"},"modified":"2023-07-21T12:24:36","modified_gmt":"2023-07-21T11:24:36","slug":"expat-residential-purchase-for-move-back-to-the-uk","status":"publish","type":"case-studies","link":"https:\/\/expatmortgages-uk.com\/case-studies\/expat-residential-purchase-for-move-back-to-the-uk\/","title":{"rendered":"Expat Residential Purchase for move back to the UK &#8211; Case Study\u00a0"},"content":{"rendered":"\n<p><strong>The Client:&nbsp;<\/strong>&nbsp;<\/p>\n\n\n\n<p>Our clients had been living oversees for several years. They owned a portfolio of Buy to Let properties in the UK. The Husband was employed with an international company and the Wife was predominately a housewife. Due to family ties back in the UK wife and the children were looking to move back with husband following when possible.\u202f&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Scenario:&nbsp;<\/strong>&nbsp;<\/p>\n\n\n\n<p>We needed to look for a lender who would accept anticipated income for the wife as she had secured a job for when she returned to the UK. The husband was still in a probation period within his new role which is a stumbling block for some lenders, even though he was working in the same field as he had done for many years. We would also require a lender who would look at the rental income received from their property portfolio in order to satisfy affordability criteria.&nbsp;<\/p>\n\n\n\n<p><em>Discover our\u202f<\/em><a href=\"https:\/\/expatmortgages-uk.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>Expat Mortgage Broker<\/em><\/strong><\/a><em>\u202fservices.<\/em>\u202f&nbsp;<\/p>\n\n\n\n<p><strong>The Solution:<\/strong>\u202f&nbsp;&nbsp;<\/p>\n\n\n\n<p>As whole of market mortgage broker we were able to approach lenders and explain the clients\u2019 scenario before placing a full application. We also had a time constraint as the seller was threatening to pull out of the deal if an offer was not produced in good time. We found a lender who was happy with the clients\u2019 profile and were able to secure the offer so as the clients could come home to be with family here.&nbsp;<\/p>\n\n\n\n<p><strong>Summary:\u202f&nbsp;<\/strong>&nbsp;<\/p>\n\n\n\n<p>Securing a residential in the UK when one of the parties is planning on staying abroad can cause concerns for lenders. As a whole of market mortgage broker and using our Advisors\u2019 expertise we have the ability to search the market to find a suitable lender to help our clients when they have exhausted all other avenues.&nbsp;<\/p>\n\n\n\n<p>Please get in touch today with our dedicated team of Specialist Expat Mortgage Advisers for any Mortgage questions you might have. Call us now on <a href=\"tel:+441494622555\" target=\"_blank\" rel=\"noreferrer noopener\">+44 1494 622 555<\/a>. Alternatively, you can also fill in this\u202f<a href=\"https:\/\/expatmortgages-uk.com\/contact-us\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>short online form<\/strong><\/a> we will get back to you straight away.\u202f&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Client:&nbsp;&nbsp; Our clients had been living oversees for several years. They owned a portfolio of Buy to Let properties in the UK. The Husband was employed with an international company and the Wife was predominately a housewife. Due to family ties back in the UK wife and the children were looking to move back [&hellip;]<\/p>\n","protected":false},"featured_media":87120,"comment_status":"open","ping_status":"closed","template":"","tags":[2024,2017,2104],"acf":[],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Expat Residential Purchase for move back to the UK - Case Study\u00a0 - Expat Mortgages UK<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/expatmortgages-uk.com\/case-studies\/expat-residential-purchase-for-move-back-to-the-uk\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Expat Residential Purchase for move back to the UK - Case Study\u00a0 - Expat Mortgages UK\" \/>\n<meta property=\"og:description\" content=\"The Client:&nbsp;&nbsp; Our clients had been living oversees for several years. 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