{"id":71413,"date":"2020-02-22T13:25:34","date_gmt":"2020-02-22T13:25:34","guid":{"rendered":"https:\/\/uk-mortgagebroker.co.uk\/?page_id=71413"},"modified":"2024-04-08T17:38:38","modified_gmt":"2024-04-08T16:38:38","slug":"buy-to-let","status":"publish","type":"page","link":"https:\/\/expatmortgages-uk.com\/buy-to-let\/","title":{"rendered":"Expat Buy to Let Mortgages"},"content":{"rendered":"

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Property investors from around the world choose to buy property in the UK, to benefit from the housing market that has a long history of proving more profitable than those of other countries. Foreign Investors are able to purchase good value properties and command a profit-generating rental income, by obtaining Expat Buy to Let (BTL) mortgages.<\/h4>\n

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Due to the more complex nature of living and working overseas, many mortgage lenders will not provide Foreign Investors & Expats with BTL mortgages, as they have strict lending criteria regarding currency of salary and the need for having UK credit history. Many lenders also like to avoid handling the increased complexities involved in working across different time zones, with different tax requirements and cross-jurisdictional legal responsibilities.<\/p>\n

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At Expat Mortgages UK, we have a team of specialist BTL Expat Mortgage Advisors to help you to find the leading deals on the market and to help you to grow your property portfolio in the UK. As a whole-of-market Expat Mortgage Broker for Foreign Investors, we are able to find the most suitable mortgage products to suit your requirements, so whether this is your first BTL property, or one of many, we can access the most suitable Expat BTL mortgage to match your exact criteria.<\/p>\n

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As well as providing the most comprehensive Foreign & Expat Buy to Let mortgage advice, our market-leading customer service ensures that we stand out from the crowd. We pride ourselves on providing flexible communication channels to suit our clients\u2019 preferences, which is particularly useful when communicating across different time zones.<\/p>\n

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BTL Mortgages for non-UK residents<\/h2>\n

If you approach a standard UK mortgage lender to apply for a Buy to Let mortgage as an Expat, you are likely to get your application declined. This is because most lenders\u2019 criteria requires the applicant to be a UK resident and to have recent UK credit history. If you have not lived in the UK for several years, or possibly even ever, then you are not going to match this criteria and the lenders will simply decline your application, regardless of your level of income of good credit history in your country of residence.<\/p>\n

Using a specialist Expat & Foreign Investor BTL mortgage team will help you to find the best deals on the market that will be available for your specific circumstances. We have a vast range of lenders that we work with to provide our customers with the best rates available.<\/p>\n

Our Expat Buy to Let mortgage team have many years of experience in arranging mortgages for both Expats and foreign nationals, to enable them to build up their property profile or as a one-off Buy to Let property purchase.<\/p>\n

Often, investors can capitalise on the low prices of property in the UK but are then held back by not being able to secure a BTL mortgage as an Expat or foreign national. Even when investors have had a BTL application refused from one mortgage lender, using a specialist expat BTL mortgage broker such as Expat Mortgages UK will help you to obtain the mortgage you need to purchase a property in the UK.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”container” padding_top=”” padding_bottom=””][vc_column][vc_separator color=”#e2e2e2″ type=”normal” thickness=”1″ up=”” down=””][\/vc_column][\/vc_row][vc_row type=”container” padding_top=”” padding_bottom=””][vc_column][vc_column_text]<\/p>\n

Benefits of using a specialist Expat Mortgage Broker<\/h2>\n

Using a mortgage broker for these types of mortgage applications gives you a number of benefits, including:<\/p>\n