Case Studies

The Client Our client is a UK expat living in Hong Kong, earning in HKD with a strong employment record. No active UK credit facilities and no current UK mortgage. The Requirement Purchase of a £450,000 holiday-let property in England.Client contribution: 35% deposit (£157,500).Required borrowing: £292,500 (65% LTV). The Challenges The Work We analysed lenders […]

The Client:  Our client lives in the Czech Republic. He has been living there circa 13 years where he is employed full time managing a school and also owns his residential property in the Czech Republic. In addition, the client owns another residential property in the UK which has no mortgage on it. The client […]

The Clients:  The clients were a married couple who had recently moved back to the UK to reside full time. The first applicant was British born, with the other being a USA Citizen on a visa to reside in the UK. They were looking to purchase a residential home for themselves and their family.   The […]

The Client: Our clients were UK expats living in Spain for several years. They owned a portfolio of Buy-to-Let properties in the UK. The Husband was employed with an international company and his Wife was predominately a housewife. Due to family ties back in the UK wife and the children were looking to move back […]

The Client: The clients were a married British couple who emigrated to live in Australia a few years ago.  The client had secured jobs as a GP and a local government officer and had since welcomed a child into the world since relocating.  The clients’ owned a Buy-to-let property in the UK which was coming […]

The Client:  The application was put through in joint names for two Foreign Nationals. Both clients resided in the UK on working visas.   The Scenario:  The applicants had previously purchased a mixed-use pub/residential property on a Bridging loan. They had refurbed it and brought it up to a high spec. Pubs are difficult to finance […]

The Client: The clients were husband and wife. The husband was the sole earner, and on a very good income. The difficulty arose with the currency he was paid in – Saudi Dirhams, as he was working for a Saudi company. The Scenario: The clients had saved a good deposit and had a very low […]

The Client: The client had a large portfolio of 17 properties. The properties were of mixed ownership comprising of personal name, Limited Company with his wife and Limited Company with his sister. Clients’ sister lives in Australia and although a Shareholder of the Limited Company, not an active Director. The Scenario: Two of the properties […]

The Client: The client is a UK national who lives and works in Angola. She is on a fixed term contract for 3 years and has a good income with no bad credit.   The Scenario: The client was looking to purchase a second residential property in the UK for her Mother, who currently resides […]

The ClientA UK National who had relocated to Australia 4 Years ago. They were existing homeowners and had secured full time employment since moving overseas. The ScenarioThe client was wanting to remortgage their former residential address in the UK onto an Expat Buy to Let Mortgage. The existing UK residential mortgage had been on consent […]

The ClientThe clients are both Expats currently based in the UAE, working full time and looking to purchase their first home back in the UK in which they would reside in for 1/3 of the Year. The ScenarioFollowing our free assessment of their current personal and financial circumstances, it was made clear one of the […]

The ClientThe Client is an Expat and Teacher who has been working in Thailand for more than 6 years for a company based in the UK. Their husband works for a major holiday booking company and has been working with them for more than 5 years. After an initial conversation, looking at their criteria and […]

The Client: Our client is an Expat working as a Sales Director and living in Hong Kong until recently when he moved to Japan. The client works for a UK based multi-national company and earns good income with most of his overseas expenses also being paid by the company. The Scenario: The Client was seeking […]

The Client: Our client lives in Canada and has a residential property in the UK that she has been letting out since she left the country in 2016. As a UK-born resident, the client moved to Singapore initially and then on to Canada to live. The property is currently on shared ownership with the client […]

The Client: Our clients are British Expats currently living in the US and looking to purchase a flat on a Buy to Let basis in London. The client came to us having previously instructed another Mortgage Broker for the same application, as the other broker was moving at a too slow a pace. This caused […]

The case study below shows a case for an expatriate client and how we were able to assist them with their finance needs. In this particular case the client was a resident of Vietnam and had an existing portfolio of 3 properties and was looking to capital raise on an unencumbered property to fund the […]

Our client was an British Expat living in the USA submitted an enquiry to refinance one of their portfolios, in this case a 2 flat multi-unit block on one freehold. The client had bought the property for cash and was looking to release the equity in the property to fund further purchases. The challenges around […]